Effective Date: Jan 2025

Welcome to GYS Mortgage. By using this website (www.gysmortgage.com) or engaging with our services, you agree to the following terms:

1. General Use
The content on this website is provided for informational purposes only. It should not be considered financial, legal, or tax advice. Always consult with qualified professionals before making financial decisions.

2. Broker, Not a Lender
GYS Mortgage is a commercial mortgage brokerage. We do not make loans or credit decisions. Instead, we arrange and facilitate financing through a network of lenders and financial institutions.
All loans are subject to the lender’s approval, underwriting, and applicable terms. Loan terms, rates, and approvals are not guaranteed.

3. No Warranties
While we make reasonable efforts to ensure accuracy, we do not guarantee that information on this site is complete, current, or error-free. Use of this site and reliance on any content is at your own risk.

4. Limitation of Liability
To the fullest extent permitted by law, GYS Mortgage is not liable for any losses, damages, or claims that may arise from use of this site, reliance on its content, or engagement with lenders or third-party services.

5. Third-Party Links
Our website may include links to other websites. These links are provided for convenience only. We are not responsible for the content or privacy practices of third-party sites.

6. Communications Consent
By providing your contact information, you consent to receive communications (including SMS, phone calls, and emails) from GYS Mortgage. Standard message and data rates may apply. You may opt out at any time.

7. Changes to Terms
We may update these Terms & Disclaimer at any time. Updated versions will be posted here with a revised effective date.

8. Contact Us
For questions about these Terms & Disclaimer, please contact us.